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They now have two properties where their flowers—as well as their business—are blooming. In addition, her company has generated four permanent job posts, seven temporary ones, and supports the business of self-employed women that buy her fish to sell in Catembe and Maputo. Lize decided to apply for a loan with Hluvuku-Adsema Fundo de Credito Male Yeru to cover the costs of resuming her business. There were days when she barely had enough money to set up shop. At the heart of the Year of Microcredit are the millions of poor and low-income clients that have benefited from access to financial services.

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Zaria. Age: 27.
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With a strong repayment record, Fortunata was approved for larger loans and began to borrow on her own.

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Jemma. Age: 23.
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Today, Fortunata is proud to report that she put her savings to good use. That makes me feel ah, like an important person now! Originally a sole practitioner, Mbanda now employs four other artisans in his workshop.

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